Bajaj Life Insurance
IRDAI Reg. No. 116 | Claim Settlement Ratio: 99.33% | AUM: ₹1.40 Lakh Cr
Term Insurance
Bajaj Life eTouch
A Non-Linked, Non-Participating, Individual Pure Risk Premium Term Plan
Premium Starting
₹14*/Day
Sum Assured
₹25 Lakh - ₹10 Cr
Policy Term
10 - 40 Years
Entry Age
18 - 65 Years
Premium Illustration
Male, Age 25 YearsNon-Smoker
Sum Assured₹1,00,00,000 (₹1 Crore)
Policy Term30 Years
1st Year Premium₹6,238/Year*
2nd Year Onwards₹6,659/Year*
Total Premium Paid₹1,99,349
Death Benefit₹1 Crore to Family
*Premium exclusive of GST | Subject to medical rates & lifestyle
Key Benefits
- 4 Plan Variants: Shield, Shield Plus, Shield Super, Shield Supreme
- Return of Premium option available
- Tax Benefits up to ₹46,800 under Sec 80C & 10(10D)
- 5% Online Discount + 5% Salaried Discount
- Premium Holiday feature available
- Critical Illness & Accidental Death Benefit Riders
- 1 Day Claim Approval for quick settlement
Plan Variants
Shield
Basic life cover at lowest premium
Shield Plus
Life cover + Return of Premium
Shield Super
Life cover + Critical Illness + Disability
Shield Supreme
Complete protection with all riders
ULIP Plan
Bajaj Life Goal Assure IV
Unit-Linked Endowment Plan for Wealth Creation + Life Protection
Min Premium
₹50,000/Year
Policy Term
10 - 30 Years
Funds Available
8+ Funds
Lock-in Period
5 Years
Investment Illustration
Annual Premium₹1,00,000
Premium AllocationUp to 99.5%
Policy Term20 Years
Expected Returns8-12% (Market Linked)
Maturity BenefitMarket Value of Funds
Death BenefitHighest of SA or Fund Value
Key Benefits
- 8+ Fund Options (Equity, Debt, Balanced)
- Free Fund Switching (Unlimited)
- Partial Withdrawal after 5 years
- Top-up Premium facility
- Loyalty Additions after 5 years
- Premium Redirect feature
- Tax Benefits under Sec 80C & 10(10D)
Savings Plan
Bajaj Life Savings Assure
Guaranteed Savings + Life Insurance Protection Plan
Min Premium
₹25,000/Year
Policy Term
12 - 30 Years
Guaranteed Returns
Yes
Sum Assured
7x - 10x Premium
Savings Illustration
Annual Premium₹50,000
Premium Payment Term12 Years
Policy Term25 Years
Total Premium Paid₹6,00,000
Guaranteed Maturity₹9,00,000+
Death BenefitSum Assured to Family
Key Benefits
- Guaranteed Maturity Benefit
- Flexible Premium Payment: Regular, Limited, Single
- Tax Benefits under Sec 80C & 10(10D)
- Loan facility available
- Death benefit ensures family security
- Ideal for children's education & marriage planning
Retirement Plan
Bajaj Life Retire Rich
Unit-Linked Pension Plan for Comfortable Retirement
Min Premium
₹25,000/Year
Policy Term
10 - 30 Years
Vesting Age
40 - 70 Years
Annuity Options
Multiple
Key Benefits
- Guaranteed Death & Vesting Benefits
- Regular, Limited & Single Premium options
- Top-up Premium facility
- Multiple Annuity options at retirement
- Tax benefits under Sec 80C & 80CCC
- Market-linked growth potential
Care Health Insurance
Claim Settlement Ratio: 93% | Network Hospitals: 24,800+ | Solvency Ratio: 1.74x
Individual & Family
Care Plus
The Complete Health Insurance Plan
Sum Insured
₹3L - ₹25L
Premium Starting
₹727*/Month
Cashless Hospitals
9,000+
No Claim Bonus
Up to 200%
Premium Illustration (Age 30)
Sum Insured₹10,00,000
Individual (Age 30)~₹11,000/Year
Family Floater (2A + 1C)~₹22,000/Year
Room Rent LimitSingle Private AC Room
NCB (5 Claim-Free Years)SI increases up to 200%
Restoration BenefitUnlimited (Related & Unrelated)
Key Benefits
- In-patient Hospitalization covered
- 541+ Daycare Treatments covered
- Pre-Hospitalization: 60 days covered
- Post-Hospitalization: 180 days covered
- AYUSH Treatment covered
- Organ Donor Expenses covered
- Domiciliary Hospitalization
- Annual Health Check-up included
- Unlimited E-Consultations
- Ambulance Cover included
- Personal Accident Cover included
Premium Plan
Care Supreme
Comprehensive Health Insurance with Global Coverage
Sum Insured
₹5L - ₹6 Cr
Premium Starting
₹923*/Month
Cashless Hospitals
24,800+
No Room Rent Limit
Any Room
Premium Illustration (Age 30)
Sum Insured₹10,00,000
Individual (Age 30)~₹12,500/Year
Family Floater (2A + 1C)~₹25,000/Year
Room Rent LimitNo Limit - Any Room
Cumulative Bonus Super7x increase in 5 years
Renewal Bonus₹15 Lakh per claim-free year
Key Benefits
- No Room Rent Sub-limit
- Unlimited Automatic Recharge
- Cumulative Bonus Super: 7x in 5 years
- AYUSH Treatment covered
- Global Coverage for specific treatments
- Organ Donor Expenses covered
- Domiciliary Hospitalization
- Annual Health Check-up
- 30% Discount on meeting fitness goals
- No Age Limit for entry
Senior Citizen
Care Senior
Health Insurance for Senior Citizens (60+ Years)
Sum Insured
₹3L - ₹10L
Entry Age
61+ Years
Co-payment
20%
NCB Bonus
Up to 150%
Plan Details
Sum Insured₹10,00,000
Room Rent LimitUp to ₹10,000/Day
Restoration Benefit₹10 Lakh once/year
Pre-Hospitalization30 Days
Post-Hospitalization60 Days
Co-payment20% on every claim
Pre-existing DiseasesAfter 3 years waiting
Key Benefits
- No Pre-policy Medical Check-up required
- 541 Daycare Treatments covered
- Organ Donor Cover included
- AYUSH Treatment covered
- Ambulance Cover up to ₹2,000
- Lifelong Renewability
- 15% Smart Select Discount
- Easy EMI Options available
Heart Condition
Care Heart
Specialized Health Insurance for Heart Patients
Sum Insured
₹2L - ₹10L
Premium Starting
₹1,032*/Month
Cashless Hospitals
9,000+
NCB Bonus
₹1L/Year
Key Benefits
- High chance of issuance for heart patients
- Single Private AC Room
- No Claim Bonus of ₹1 Lakh/year
- Restoration of Cover once a year
- Daycare treatments covered
- Pre & Post Hospitalization covered
- AYUSH Treatment covered
Diabetes & BP
Care Freedom
Health Insurance for Diabetics & Hypertension Patients
Sum Insured
₹3L - ₹10L
Entry Age
90 Days+
Co-payment
20%
PED Waiting
Day 1 Covered
Key Benefits
- Pre-existing diseases covered from Day 1
- Specifically designed for Diabetics & BP patients
- In-patient Hospitalization covered
- Pre & Post Hospitalization covered
- Daycare Treatments covered
- Ambulance Cover included
- Lifelong Renewability
Quick Comparison
| Feature | Bajaj Life eTouch | Care Plus | Care Supreme |
|---|---|---|---|
| Type | Term Life Insurance | Health Insurance | Health Insurance |
| Coverage | ₹25 Lakh - ₹10 Crore | ₹3 Lakh - ₹25 Lakh | ₹5 Lakh - ₹6 Crore |
| Premium | From ₹14/Day* | From ₹727/Month* | From ₹923/Month* |
| Claim Ratio | 99.33% | 93% | |
| Network Hospitals | N/A | 9,000+ | 24,800+ |
| Tax Benefits | Sec 80C & 10(10D) | Sec 80D | Sec 80D |
| Best For | Family Protection | Complete Health Cover | Premium Health Cover |
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